News & Insights

Practical guidance for business owners

Plain-English tax updates, accounting tips and business advice from our Bury team — written to help you make better financial decisions, not to fill your inbox with jargon.

Tax ComplianceOctober 2026

Making Tax Digital: The 7 November Deadline and Why Your 2025/26 Tax Return Matters

MTD's second quarterly update is due 7 November. If you're already in, here's how to stay on track. If you're not, your 2025/26 tax return decides whether you'll need to be ready by April 2027.

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Tax PlanningOctober 2026

Autumn Budget 2026: what to do before 28 October

The Budget lands on Wednesday 28 October. Speculation is cheap - here are the sensible checks business owners can make now, and what to avoid doing in a panic.

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Tax PlanningOctober 2026

The 2026/27 tax changes every company director should know

Higher dividend tax, an 18% exit rate, a £2.5m cap on business relief and pensions in IHT from 2027. What it means for owner-managed companies.

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Tax ComplianceOctober 2026

MTD for Income Tax: are you in the April 2027 group?

Sole traders and landlords with income over £30,000 join Making Tax Digital in April 2027. Your 2025/26 tax return decides it - here's a six-month plan to be ready.

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PayrollOctober 2026

Employment Rights Act: what small employers must do now

Sick pay from day one, six years of holiday records and longer tribunal deadlines. The Employment Rights Act is changing payroll and HR for every small employer.

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Year-End AccountsOctober 2026

Companies House accounts changes paused: what it means for you

The April 2027 plan to make small companies publish their profit and loss account has been paused. Here's what still applies - and why filing on time matters more than ever.

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Tax InvestigationsOctober 2026

Received an HMRC compliance check letter? Do this first

A letter from HMRC asking questions about your VAT, tax return or rental income is stressful. What to do in the first 48 hours, and the mistakes that make it worse.

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Tax ComplianceSeptember 2026

Making Tax Digital: What Bury businesses need to know

MTD for Income Tax Self Assessment is expanding. Here's what the changes mean for sole traders and landlords, and how to prepare your records now.

Cloud AccountingAugust 2026

How to choose the right accounting software for your business

Xero, Sage, QuickBooks and Dext compared - with practical guidance on which platform suits your transaction volume, sector and growth plans.

Tax PlanningAugust 2026

Director salary vs dividends: an honest 2026/27 guide

A plain-English breakdown of the most tax-efficient way to extract profit from your limited company this tax year, with worked examples.

R&D Tax CreditsJuly 2026

R&D tax credits in 2026: who still qualifies?

The rules tightened significantly. We explain the merged scheme, the Additional Information form, and how to avoid an HMRC enquiry.

Virtual FDJuly 2026

Cash-flow forecasting: the 3-way forecast explained

Why a P&L alone doesn't tell you when you'll run out of cash - and how a 3-way forecast gives directors the clarity banks and lenders expect.

Business AdviceJune 2026

Switching accountants: a stress-free checklist

Worried about the hassle of changing accountants? Here's exactly what happens during professional clearance - and how we handle it for you.

Frequently Asked Questions

Common questions, clear answers

Where are BDE Accountants based, and do you work nationwide?▼

Our head office is at Europa House, Barcroft in Bury, Greater Manchester. We proudly serve businesses and individuals across Bury, Manchester and the North West with in-person meetings, while supporting clients nationwide across the UK via secure cloud accounting, client portals, and video consultations.

What does 'BDE' stand for?▼

BDE stands for 'Best Decision Ever' — reflecting our mission to provide the clarity, responsive support, and strategic numbers that make partnering with us the best decision you ever make for your business.

What happens during the Free Discovery Consultation?▼

Our free initial consultation is an informal, no-obligation conversation. We discuss your current setup, upcoming tax or filing obligations, pain points, and growth goals. We will explain how we can help, recommend the right services or package, and provide a transparent, fixed-fee quote.

How do your monthly packages work and how do I get a price?▼

We offer three core packages — Silver, Gold, and Platinum — tailored to different stages of business growth. Because every business differs by transaction volume, payroll size, and sector, we provide confirmed, transparent fixed-fee proposals following our discovery call. You will know exactly what you are paying with zero surprise bills.

Is switching accountants difficult?▼

Not at all. We manage the entire handover process on your behalf. Once you authorise us, we contact your previous accountant for professional clearance, collect prior year records and trial balances, register as your HMRC agent, and set up your systems smoothly with zero disruption.

Which accounting software do you support?▼

We are accredited Xero and cloud accounting specialists. We also work with major platforms like Sage, QuickBooks, and Dext/Hubdoc to automate receipt capture, invoice processing, and live bank reconciliations.

What is your Corporate Lending service?▼

BDE acts as an introducer to commercial finance providers, commercial brokers, and specialist lenders. We prepare clean, credible management accounts and forecasts to support your funding application. Please note: BDE does not provide regulated financial advice or guarantee lending outcomes; all credit decisions rest entirely with the respective lenders.

Still have a question? Call our Bury team on 0161 705 4389

Ready for clearer numbers?

Book a free discovery consultation with a senior BDE accountant today.