Tax Planning

Keep More of What You Earn

Most business owners pay more tax than they need to — not because they’re doing anything wrong, but because they’re missing out on opportunities.

At BDE Accountants, we offer proactive, year-round tax planning to help you pay less tax legally, boost your take-home pay, and plan ahead with confidence.

What’s Included in Our Tax Planning Services

Tax-Efficient Profit Extraction
  • Salary vs dividend strategy
  • Optimal director pay structures
  • Minimising NI and income tax
  • Pension and benefit planning
Business Structure Advice
  • Sole trader vs limited company
  • Partnerships and group companies
  • Holding company or investment structures
  • Switching structure as you grow
Year-End Planning
  • Timing expenses and income
  • Capital allowance optimisation
  • Dividend and bonus timing
  • Tax-efficient reinvestment strategies
Long-Term Personal Tax Planning
  • Inheritance Tax (IHT) strategy
  • Capital Gains Tax (CGT) reliefs
  • Property income & rental structures
  • Family investment planning
Business Owner Tax Reviews
  • Quarterly or annual check-ups
  • Custom plans tailored to your income mix
  • Proactive advice, not just reactive support

We don’t just submit your tax return — we help you shape your future.

Why Tax Planning Matters

Without tax planning, you might be:

  • Overpaying HMRC unnecessarily
  • Missing out on available allowances
  • Putting your family wealth at risk
  • Leaving no plan for business exit or legacy

With us, you get clear, tailored advice to make the most of what you earn.

Who This Is For

  • Limited company directors
  • Growing business owners (£200k–£1m+ turnover)
  • Investors with multiple income streams
  • Contractors, landlords, and consultants
  • Anyone wanting to reduce their tax burden legally

What Makes BDE Different?

  • We offer ongoing planning, not just one-off advice
  • We speak plain English, not HMRC jargon
  • Our support is personal, not generic
  • We offer full integration with your accounts, VAT, payroll & advisory

Client Feedback

“Before BDE, I had no strategy. Now I know exactly how to take money out of my company, save tax, and plan for my family’s future.”

Charlotte Hayes, Company Director

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Let’s Create Your Tax Plan

Don’t wait for the year-end to make decisions. Get in touch for a review and let’s build a tax strategy that fits your goals.

Looking for expert accounting advice?

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we offer clear, trusted guidance tailored to your needs.

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